Your #1 goal this year should be to contribute to your *Roth IRA. Or *401k or *Traditional IRA, if that’s what you have set up at the moment. Ultimately, you should set a goal of contributing a part of your salary to your individual retirement account.
.Junking is a fantastic way to get items for free. Though, digging through other people’s trash, aka junking, isn’t for everyone.
I happen to enjoy finding a great item I can use, while my husband absolutely loathes “dumpster diving”. I try my best not to involve him, but a couple of times I have asked for his help, since sometimes it’s a two man job and won’t easily fit in my vehicle.
Advertisers continually bombard us with ads promoting expensive jewelry, especially surrounding certain holidays. I think it can sometimes be difficult to ignore or not want these jewelry pieces. Though, it is wise to avoid buying such extravagant jewelry in most cases.
That is what led me to look on eBay.com for some cheaper alternatives. I honestly don’t think I could stomach an expensive piece of jewelry gift. My husband is highly aware of this unusual reaction by this point in our marriage. To the extent of keeping gifts simple and cheap, unless it’s practical and I’ve approved it. Continue reading →